Welcome to Initial Mortgage Solutions
When most people think of a mortgage broker, they think about an expert finding them a great interest rate and avoiding unnecessary fees. Well that’s us and more!
Many years experience has taught us that understanding a client’s finances, future plans, family situation, spending habits and attitude to risk doesn’t happen in 5 minutes and is tricky to do properly over the telephone.
For most of us, the mortgage is the oursingle largest financial commitment and often the biggest worry. Making a mistake shopping around for your gas or electric is likely to cost you a few pounds extra for 12 months. Make a simple mistake with your mortgage arrangements and the cost can run into the thousands!
Spending a few hours every few years to ensure you make sound decisions can easily avoid any of these situations and often just make life plain easier. All our advice is offered free on a home service basis at a time convenient to you (usually after the kids are in bed!) A modest admin fee may be payable at full application dependent on your situation. This can range from Zero for a straightforward product switch with your existing lender to £495 for a complicated Buy to Let case.
Different Solutions for Different People
Why Choose Us
For some this can be the most daunting and stressful time in their life. Coordinating a sale and a purchase often with many other houses in your chain can turn the most logical of us into gibbering wrecks! Removing the financial worries from your transaction can help alleviate at least some of the stress